Second Phase G Cloud Supplier Framework Agreements Will Create More Opportunity For Sm Es}

Filed under: Tenders — Admin @ 4:05 pm, June 15, 2021.

Second phase G-Cloud supplier framework agreements will create more opportunity for SMEs


Jason H Walker

The government has announced the introduction of a second initiative based around the SME-friendly G-Cloud framework. The initiative will give more companies an opportunity to supply G-Cloud services through the CloudStore online catalogue. Speaking at a recent press conference, Cabinet Office minister, Francis Maude, maintained that the government was able to make this announcement because it had already made significant progress in implementing its ICT strategy.

The ICT Strategy to which he referred is part of a wide-ranging programme of reform to make government cheaper, more efficient and provide improved public services: the programme managed to deliver savings of 3.75 billion in 2010/11 and is currently on target to deliver around a further saving of 5 billion in 2011/12. The governments commitment to efficiency and value for money, Mr Maude claimed, is clearly demonstrated by the recent deals signed by the Procurement Service with the major IT suppliers Capgemini and Oracle: these deals will deliver savings of 200m and 75m respectively by 2015.

Mr Maude also stated that the other notable successes of the first year of the new strategy – establishing the CIO Delivery Board which is responsible for driving implementation of the strategy across government, launching the Public Services Network procurements and awarding the PSN Connectivity Framework agreements, and launching the Government Digital Service in an attempt to establish a single government domain, GOV.UK, will lead to further savings and efficiencies over the remainder of the current parliament.

The announcement follows a report published by the Cabinet Office at the end of May which claimed that the creation of CloudStore, the online marketplace for cloud ICT services, was one of the principal achievements of the first year of the implementation of the Governments ICT Strategy, Mr Maude put this success down to the significant advantages offered by the new G-Cloud framework: it introduces a number of features which he believes will promote innovation and make it more accessible to SMEs, such as open procedures with no lengthy pre-qualification questionnaire, less stringent requirements of financial history, simplified mandatory questions and specifications, and the provision of services on standard terms.

The second phase of the G-Cloud framework will be launched because of the overwhelming response generated by the first tender. Over 600 expressions of interest were received: the Government Procurement Service subsequently awarded framework agreements to around 250 suppliers, of which around three-quarters are SMEs. Speaking at the launch of the second phase of the G-Cloud framework, Mr Maude stated:

We are reforming the way the public sector uses ICT so that it is cheaper, more transparent, more innovative and flexible with more opportunities for SMEs to enter the marketplace. Todays report on the first year of implementing the ICT Strategy confirms that we are making significant progress and are prepared to meet the challenges ahead.

Our ICT Strategy is all about the public sector avoiding the expense and inefficiency of developing different systems and duplicating services that cannot be shared. This off-the-shelf, pay-as-you-go approach is a great example, and G-Cloud services typify the cheaper more agile model for government IT that our ICT Strategy is making positive strides towards.

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central government business & technology

was submitted by

Whitehall Media

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Second phase G-Cloud supplier framework agreements will create more opportunity for SMEs}

Bailout signals Lisbon’s capitulation to financial markets

Filed under: Uncategorized — Admin @ 3:09 pm, June 13, 2021.

Saturday, April 9, 2011

Having resisted financial-market pressure for months, Portugal has finally requested an International Monetary Fund (IMF) and European Union bailout.

The emergency loan, believed to total around 75 billion euros, comes three weeks after the country’s prime minister, José Sócrates, resigned following parliamentary rejection of his government’s proposed austerity measures.

Following recent sovereign debt crises in Greece and then Ireland, the Portuguese government’s actions have attracted harsh criticism in the European press. Applauding the request for foreign assistance, Britain’s The Guardian nonetheless lambasts Mr Sócrates for the tardiness of his decision. The British newspaper described Portugal as “the financial-market equivalent of a dead man walking” in an editorial dated April 7.

In Portugal, Público observed that “it will not be easy to accept more austerity, but it will be impossible to accept any more demagoguery, denial of reality, political incompetence or irresponsibility”.

The National Daily noted, however, that the “return of the IMF represents a stinging defeat for Portugal”. Indeed, the political intransigence since Mr Sócrates’s resignation on March 23 was widely viewed as doomed to failure from the outset. The Portguese request, pointed out Spain’s El País, “surprised no-one, but [had] been delayed for political reasons”.

These latest developments will no doubt fuel further criticism of the single currency. In Austria, Vienna’s Der Standard labelled the euro a “deceitful entity”, mocking the claim by European leaders that “States bailed out using taxpayers’ money will be able to repay their debts with restructuring”.

There have been widespread claims that a will to protect the euro has led Brussels to unduly downplay the gravity of the sovereign debt crisis sweeping the continent.

The emergency loan is expected to be delivered before Portuguese elections on June 5.

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Colleges offering admission to displaced New Orleans students/LA-ND

Filed under: Uncategorized — Admin @ 3:31 pm, June 12, 2021.
See the discussion page for instructions on adding schools to this list and for an alphabetically arranged listing of schools.

Due to the damage by Hurricane Katrina and subsequent flooding, a number of colleges and universities in the New Orleans metropolitan area will not be able to hold classes for the fall 2005 semester. It is estimated that 75,000 to 100,000 students have been displaced. [1]. In response, institutions across the United States and Canada are offering late registration for displaced students so that their academic progress is not unduly delayed. Some are offering free or reduced admission to displaced students. At some universities, especially state universities, this offer is limited to residents of the area.

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Ontario Votes 2007: Interview with Progressive Conservative candidate John O’Toole, Durham

Filed under: Uncategorized — Admin @ 3:07 pm, June 11, 2021.

Tuesday, October 9, 2007

John O’Toole is running for the Progressive Conservative in the Ontario provincial election, in the Durham riding. Wikinews interviewed him regarding his values, his experience, and his campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Retrieved from “,_Durham&oldid=540700”

Inexpensive Essential Oils

Filed under: Structures — Admin @ 3:14 pm, June 10, 2021.

By Sara Ryan

So, what exactly are cheap essential oils? The term “cheap” has a different meaning for each person. Usually, the term is referred to as costing less.

It is always important to purchase essential oils made of quality ingredients. When you purchase a cheap essential oil, you are actually buying an oil that has been distilled probably 3 or 4 times. The quality will not be good at all. It’s not wise to purchase essential oils based on only their quality of smell. The therapeutic quality is very important. When the quality of the oil is reduced, so are the therapeutic benefits.

When you purchase essential oils, you should look at the quality more than the price. If the price is low, the oil will be as well. Most all vendors have to charge a high price for the oils due to the high cost they pay for the oil themselves.

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There are many people who are only interested in buying low priced products. Even when it comes to essential oils, they search for the cheapest they can find. There are some vendors who sell low quality essential oils at lower prices, and they target these types of people. The oil these people get stuck with has no aromatic or therapeutic benefit at all.

To summarize the above case, actually the borrower loses his money he worked so hard for. One reason is because he paid a premium on a correct price and secondly, he bought a value of no worth. This happens when essential oils are not regulated by an special agency. Most all vendors charge different prices on their essential oils. So how does each buyer determine the price he will charge for his essential oil? This is quite hard to understand but not 100% impossible.

One very important thing to do when shopping around for lower price essential oils is to decide what purpose you are buying the oil for. If an aroma therapist suggested you use it for a specific problem, you will need to locate that essential oil. Many essential oils like lavender can be bought over the counter and are usually quite affordable. Sandalwood is usually pretty expensive, on the other hand. When purchasing Sandalwood, you should purchase the Indian oil rather than the Australian if you want better quality. If an essential oil is organic, the price will be higher.

Next, you need to write yourself a list of reputable companies to buy essential oils from. You can get a price from each company and thus, you will have a complete overview of the aspects you need to consider in your purchase.

Lastly, you need to decide if you prefer to purchase an essential oil locally or would you rather buy an imported essential oil and have it shipped to you. Keep in mind that when you buy from overseas, you will not be able to see the product before buying. If you are lucky, the vender will offer you a sample through the mail before you make the purchase.

About the Author: Sara Ryan writes regularly for TIR Massage Stone, they carry such

Pure Essential Oils


Lavender Oil

, among many others.


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FIFA to make changes after Thierry Henry handball

Filed under: Uncategorized — Admin @ 3:33 pm, June 9, 2021.

Thursday, December 3, 2009

FIFA, the world governing body for association football, yesterday announced it was setting up a working group to conduct an inquiry into the introduction of assistant referees and technology into the world game, in the wake of the reactions to the controversial handball committed by French captain Thierry Henry during the 18 November France vs Republic of Ireland qualifying play-off game for the 2010 World Cup.

Yesterday, at the request of FIFA President Sepp Blatter, FIFA held an emergency meeting of its 24 member Executive Committee in Cape Town, to look into various issues which had recently affected the world game, including the Henry handball.

After the meeting, FIFA announced it will set up an inquiry to investigate the introduction of goal line technology and the global experimentation of using additional referee’s assistants to officiate during a match, already being trialled in Europe. FIFA did not however take the widely expected action of announcing there would be extra assistants in place for the upcoming 2010 World Cup, stating this was “too soon” to be made possible. Blatter also re-iterated his long-standing opposition to the adoption of video refereeing used in many other sports.

Blatter confirmed yesterday that Thierry Henry would be investigated by the FIFA Disciplinary Committee. Blatter also apologised to the FAI for his handling of their request to become the 33rd team at the 2010 World Cup.

There was a worldwide reaction after the Henry handball incident, which was missed by the referee Martin Hansson, with FIFA coming under pressure to make changes to avoid such a recurrence.

Henry’s illegal handball had led to the decisive goal being scored in the game by William Gallas, which saw France qualify for the World Cup ahead of the Republic of Ireland. The Irish football federation (“FAI”) first called on FIFA and the French for a replay, but this was rejected by FIFA. They later requested to be allowed to be given an extra place at the World Cup.

Yesterday, Blatter appealed to all players and officials that would be appearing in the upcoming 2010 World Cup to observe the principles of fair play. Henry had been criticised for admitting the handball after the game, but not informing the referee at the time.

File:2014 FIFA Announcement (Joseph Blatter) 6.jpg

Blatter said of the crisis in refereeing in the world game that:

The committee was of the opinion that we are at a crossroads: where shall we go with refereeing in the future? The game at the highest level is so tense that it is impossible for one referee and his assistants to see everything…The executive committee came to the decision that the referee is not any longer consistent with the quality and the speed of the game, and the interest of television and 32 cameras as we will have in the World Cup

To address these issues, FIFA announced they were going to set up a committee of inquiry to “look at technology or additional persons”. Blatter confirmed the inquiry would involve a cross section of FIFA personnel, involving the referee, football, technical and medical committees.

On the subject of assistant referees, FIFA said:

… the Executive Committee expressed its support for the current experiment of including two additional referees behind the goal lines. However, the committee stressed that it would be too soon to implement this new system at the 2010 FIFA World Cup South Africa

Blatter said FIFA was not ignoring the ongoing trials of extra assistant referees, which would continue in the Europa League into the 2010 knock-out stages, but the executive was of the opinion that with these trials only occurring on one continent, any experiment should “be carried out globally” before being adopted in a World Cup, and that the six months remaining until the 2010 World Cup starts was too short a time to prove any such system. The 2010 tournament, to be held in June and July, would instead remain with the normal FIFA appointed officiating team consisting of four officials led by the match referee.

On the issue of what types of technology might be investigated, Blatter confirmed that two companies looking at goal-line technology were due to report to the rule-making International Football Association Board (IFAB) in March. According to AFP, the meeting also ‘ruled out’ the adoption of the type of video refereeing as used in rugby, cricket and tennis.’, while Blatter stated such a system would ‘damage the flow’ of the game and “take away talking points”.

FIFA confirmed the FIFA Disciplinary Committee would “examine the case of Thierry Henry related to the play-off match”. Blatter said:

I have not said that Thierry Henry will be punished, I have said that Thierry Henry will be examined by the disciplinary committee of FIFA”, but he added “it was a blatant unfair playing and was shown all around the world, but I don’t know what the outcome will be, let them make the decision. Fair play must be maintained in our game

No timetable was given for when the Disciplinary Committee, headed by Swiss lawyer Marcel Mathier, might make their decision on Henry. According to the Associated Press, the committee has the ‘authority to impose a one-match suspension on Henry, which would take effect at the start of the World Cup in June.’ According to the BBC, there was no certainty that Henry would even be banned if found guilty.

After FIFA rejected an Irish request for a replay of the game, the FAI had asked Sepp Blatter to privately raise the issue at the FIFA meeting of whether the Irish could be entered into the 2010 World Cup as a 33rd team. According to the BBC, the FAI ‘knew all along that there was very little chance of their request being granted but had decided to make it anyway on principle’. The FAI withdrew it before the meeting, after Blatter made their request public during his opening address of the Soccerex conference in Johannesburg on 29 November. Blatter yesterday apologised to the FAI for how he had handled their request, saying:

In this connection I would like to express my regrets – my regrets to a wrong interpretation of what I have said in the Soccerex. I have only announced they have asked it, but the presence in the Soccerex they don’t took it very, I would say, seriously. So I regret what I have created and especially towards the Irish Football Association, I am sorry about these headlines going around the world. Contrary I have nothing against the Irish, they were very sporting people when they came to FIFA and it is a pity that it has been now communicated in this way. Sorry again.”

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Wikinews interviews Australian blind Paralympic skier Melissa Perrine

Filed under: Uncategorized — Admin @ 3:25 pm, .

Monday, December 10, 2012

Vail, Colorado, United States — Yesterday, Wikinews sat down with Australian blind Paralympic skier Melissa Perrine who was participating in a national team training camp in Vail, Colorado.

((Wikinews)) This is Melissa Perrine. And are you like Jess Gallagher and just here training and not competing?

Melissa Perrine: I’m not competing right now.

((WN)) And you competed in 2010 in Vancouver?

MP: I did. Yeah.

((WN)) And who was your guide?

MP: Andy Bor.

((WN)) Why a male guide? He’s got to have different skis, and he can’t turn exactly the same way.

MP: I think that with me it was just that Andy was the fittest person that was with the team when I came along. He used to be an assistant coach with the team before I started with him.

((WN)) And you guys have a good relationship?

MP: Yeah!

((WN)) Like a husband and wife relationship without the sex?

MP: No, not at all. (laughs) Older brother maybe. Good relationship though. We get along really well.

((WN)) So have you ever lost communications on the course in an embarrassing moment?

MP: We ski courses without communications. (unintelligible)

((WN)) You’re a B3 then?

MP: I’m a B2.

((WN)) So you can see even less than Jessica Gallagher.

MP: Yes.

((WN)) How do you ski down a course when you can’t even see it?

MP: Andy!

((WN)) You just said you had no communications!

MP: Oh, I just have to be a lot closer to him.

((WN)) So if he’s close enough you can overcome that issue?

MP: Yeah.

((WN)) Why are you doing skiing?

MP: Why? I enjoy it.

((WN)) You enjoy going fast?

MP: I love going fast. I like the challenge of it.

((WN)) Even though you can’t see how fast you’re going.

MP: Oh yes. It’s really good. It’s enjoyable. It’s a challenge. I love the sport, I love the atmosphere.

((WN)) I’ve asked the standing skiers, who’s the craziest Paralympic skiers? Is it the ones who are on the sit skis, the blind ones or the ones missing limbs?

MP: I probably think it’s the sit skiers who are a bit nuts. I think we all think the other categories are a bit mental. I wouldn’t jump on a sit ski and go down the course. Or put the blindfold on and do the same thing.

((WN)) B1 with the black goggles. Is your eye sight degenerative?

MP: No, I’m pretty stable.

((WN)) Not going to become a B1 any time soon?

MP: Oh God, I hope not. No, I’m pretty stable so I don’t envision getting much blinder than I am now unless something goes wrong.

((WN)) And you’re trying for Sochi?

MP: Definitely.

((WN)) And you think your chances are really good?

MP: I think I’ve got a decent chance. I just have to keep training like I have been.

((WN)) Win a medal this time?

MP: I’d like to. That’s the intention. (laughs)

((WN)) Do you like the media attention you’ve gotten? Do you wish there was more for yourself and winter sports, or of women athletes in general?

MP: I think that promoting women in sport and the winter games is more important than promoting myself. I’m quite happy to stay in the background, but if I can do something to promote the sport, or promote women in the sport, especially because we’ve got such a small amount of women competing in skiing, especially in blind skiing. I think that’s more important overall.

((WN)) Most skiers are men?

MP: There’s more men competing in skiing, far more. The standards are a bit higher with the males than with the females.

((WN)) The classification system for everyone else is functional ability, and you guys are a medical classification. Do you think you get a fair shake in terms of classification? Are you happy with the classification?

MP: I think I’m happy with it, the way it’s set out. With vision impairment I’m a B2, against other B2s. It may be the same category, but we have different disabilities, so there’s not much more they can do. I think it’s as fair as they possibly can.

((WN)) You like the point system? You’re okay with it? Competing against B1s and B3s even though you’re a B2?

MP: The factors even all that out. The way they’ve got it at the moment, I don’t have any issues with them, the blind categories.

((WN)) What was it that got you skiing in the first place?

MP: An accident, basically. Complete by chance. A friend of mine in the Department of Recreation used to run skiing camps in the South West Sydney region, and she had a spare spot at one of the camps. Knew that I was vision impaired, and: “Do you want to come along?” “Yeah, why, not, give it a go.” This was back when I was about twelve, thirteen. I went, and I loved it. Went back again, and again, and again. And for the first five or six years I just skied for like a week a season sort of thing, like, you’re on a camp. Fell in love with the sport; my skiing and the mountain atmosphere, I love it, and then, when I finished my HSC, I decided to take myself off to Canada, and skiing Kimberley, the disabled race program that was run by the ex-Australian who coaches Steve Boba, and I’d heard about it through Disabled Winter Sports Australia. And I thought I’d spend some time in Canada, which is for skiing, and had a year off between school and uni, so… first time I ran through a race course actually. It was pretty awesome. So I went back again the next year, and Steve [Boba] recommended me to Steve [Graham], and he watched me skiing in September in the South Island, and invited me on a camp with the Australian team, and I trained for Vancouver, and I qualified, and I said “sure, why not?” And here I am!

((WN)) So you liked Vancouver?

MP: It was just an amazing experience. I came into Vancouver… I had quite a bad accident on a downhill course in Sestriere about seven weeks out from the games, and I fractured my pelvis. So, I was coming into Vancouver with an injury and I had only just recovered and was in quite a lot of pain. So it was an amazing experience and I was quite glad I did it, but wish for a different outcome.

((WN)) So you are more optimistic about Sochi then?

MP: Yes.

((WN)) One of the things about skiing is that it’s really expensive to do. How do you afford to ski given how expensive it is? And the fact that you need a guide who’s got his own expenses.

MP: I’m lucky enough to rank quite high in the world at the moment, so due to my ranking I’m awarded a certain amount of funding from the Australian Sports Commission, which covers my equipment and expenses, and the team picks up training costs and travel costs. All I’ve got to pay for is food and my own equipment, which is good, so I’ve managed to do it a budget.

((WN)) What do you do outside of skiing, because you look kind of young? And you being not like, 30 or 40?

MP: I’m 24. I’m a student still.

((WN)) Which university?

MP: University of Western Sydney. It’s my third university degree. I’ve completed two others prior to this one that I’m doing now.

((WN)) Which degree? That you’re currently pursuing.

MP: Currently, physiotherapy.

((WN)) Because of your experience with sport?

MP: Not really, except that my experience with sport certainly helped my interest and kind of fueled a direction to take in the physiotherapy field when I’m finished my degree, but more the medical side of injury, rehabilitation that got me interested in physiotherapy to begin with, burns rehabilitation and things like that.

((WN)) You view yourself a full-time student as opposed to a full-time professional skier.

MP: Not really. I’m a student when uni’s on and when uni’s finished I’m a skier. The way that the term structure is in Australia it gives me all this time to ski. The uni starts at the end of February and goes to the beginning of June, and then we’ve got a six or seven week break until beginning or mid-August, and uni starts again then, and we go up to mid way through November, and then we’ve got a break again. Skiing fits in very nicely to that.

((WN)) What’s the route for qualification to Sochi for you.

MP: Just maintaining my points. At the moment I’ve qualified. I just need to maintain my points, keep my points under, and then I qualify for the Australian team.

((WN)) So there’s a chance they could say no?

MP: If I’m skiing really badly. An injury.

((WN)) Or if you’re like those Australian swimmers who had the guns…

MP: I’ve no sign of picking up a gun any time soon. Giving a blind girl a gun is not a good idea. (laughs)

((WN)) It just seemed to us that Sochi was so far away on out hand, and yet seemed to be in everybody’s mind. It’s on their program. Sixteen months away?

MP: Yes, something like that. Sixteen. I think it’s been on our mind ever since Vancouver was over and done with. Next season, that was that, it was like: “what are our goals for the next four years?” And it was, “What are our goals for the next three years and two years?” And subsequently, next season, it’s Sochi. What we need to work on, what we need to accomplish for then, to be as ready as possible.

((WN)) What is your favourite event of all the skiing ones? You like the downhill because it’s fast? Or you like Giant Slalom because it’s technically challenging? Or…

MP: I prefer the speed events. The downhill; frightens me but I do love the adrenalin. I’m always keen to do a downhill. But I think Super G might just be my favourite.

((WN)) Do you do any other adrenalin junkie type stuff? Do you go bungee jumping? Jumping out of airplanes? Snowboarding?

MP: I don’t snowboard, no. I have jumped out of a plane. I thought that was fun but downhill has got more adrenalin than jumping out of a plane, I found. I do mixed martial arts and judo. That’s my other passion.

((WN)) Have you thought of qualifying for the Summer [Para]lympics in judo?

MP: As far as I know, Australia doesn’t have a judo program for the Paralympics. But, if I ever get good enough, then sure.

((WN)) They sent one.

MP: They’ve sent one, and he’s amazing. He beats up blind guys, able bodieds, quite constantly. I’ve seen video of him fight, and he’s very very good. If I ever reach that level, then sure, it’s something I’d look into it.

((WN)) Does judo help with your skiing?

MP: Yes, it increases my agility and balance, and strength, for sure.

((WN)) I want to let you get back to changing. Thank you very much.

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Controversial rapper dethrones Mariah Carey from No. 1

Filed under: Uncategorized — Admin @ 3:07 pm, .

Thursday, September 8, 2005In one of the most shocking changes in No. 1 in Hot 100 history, rapper Kanye West, who has been in the news this week because of his controversial views on the federal government’s reaction to the relief efforts of Hurricane Katrina, received a surge of radio airplay in the pop mainstream radio markets and topped the Billboard Hot 100 for the second time in his career as a performer.

His “Gold Digger” featuring Jamie Foxx vaulted 19-1 on the chart, ending Mariah Carey’s 14 non-consecutive week reign with “We Belong Together”. “Together” drops to No. 4 on the Hot 100.

The 19-1 rally makes it the fifth biggest gain to No. 1 in Hot 100 history. The song also gains a record 94-2 on Billboard’s Pop 100 chart kept out of the No. 1 on that chart by the Pussycat Dolls with “Don’t Cha”.

Mariah Carey is still No. 2 with “Shake It Off”. “Shake” was widely expected to gain to the Hot 100 pole position this week. Mariah Carey was No. 1 all summer with “Together” dethroned only once before by American Idol winner Carrie Underwood with “Inside Your Heaven” on the July 2 chart.

Missy Elliott’s “Lose Control” featuring Ciara and Fat Man Scoop gained 5-3 while “Don’t Cha” dropped to No. 5.

Bow Wow’s “Like You” featuring Ciara gained 7-6 trading places with Rhianna’s “Pon de Replay”. The only other song gaining into the top-10 is Fall Out Boy’s “Sugar, We’re Going Down” rising 12-8. Bow Wow’s “Let Me Hold You” featuring Omarion fell 5-9 and Lifehouse’s “You and Me” rounded out the top-10 with a two position dip.

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First Time Buyer’s Huge (Temporary) Tax Credit}

Filed under: Tax Specialist — Admin @ 3:35 pm, June 8, 2021.

First Time Buyer’s Huge (Temporary) Tax Credit


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Christian Jacobsen

You lucky bunch! First time buyers can get a tax credit for as much as ten per cent of a first home purchase (but it must be less than a $7500 refund) . Yep, this is all part of the recently-passed and much publicized Housing and Economic Recovery Act of 2008 .

However, the fact that it is much publicized should mean that every young renting family should know about it – but according to a recent survey, at least 77% of renters do not. This lack of knowledge could be costly because the tax credit is only designed to be a temporary boost and will not be there for long. This concession by the Government offers quite a substantial saving. Think about it – ten per cent on a home that costs $75,000 means that you will be allowed the maximum tax credit of $7,500! Free tax credits! Substantial free tax credits!However, just a reminder: if you buy a home of $100,000 on which the ten per cent is calculated to be $10,000, you will still only be able to claim a tax credit of $7,500 as this is the maximum allowable.Alternatively, if you purchase a home of $50,000 on which the ten per cent is calculated at $5,000, you will only qualify to claim the tax credit on the maximum 10% of the purchase price i.e. the $5,000.New (brand new) housing sales are predicted to bottom out in the spring of 2009 and then they may start rising according to a comment made by Lawrence Yun, National Association of Realtors (NAR) Chief economist. Now is an excellent time to get ‘your house in order’. Ensure that your credit rating is up to par, approach your bank or broker to arrange pre-approval to finance a mortgage for you, and check that you have enough savings to deposit a down payment as well as moving and closing costs.Part of your pre-approval will point you to which price properties you will be able to consider. Of course, we always want the homes in the next price bracket up – but you can lose a home this way. Be wise and be content with ‘starting’ on the bottom rung of the realty ladder; its not often that there is the chance to have a safety net put in place by the government!

Visit for an extensive list of available

Utah real estate

listings. Acquaint yourself with great investment opportunities in the surrounding Utah areas, including the

Davis County real estate


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First Time Buyer’s Huge (Temporary) Tax Credit}

High percentage of US patients on placebos without knowing it

Filed under: Uncategorized — Admin @ 3:33 pm, .

Friday, January 4, 2008

A new study amongst doctors in the United States on the use of placebos—pills with no medical effect—shows that almost half of the questioned practitioners prescribe placebos, most of them within the last year.

The majority of 466 faculty physicians at Chicago-area medical schools interviewed by a research group of the University of Chicago stated that placebos are useful to calm a patient down or to respond to demands for medication that the doctor disagrees with, i.e. “to get the patient to stop complaining”.

96 percent of the physicians surveyed believe that placebos can have therapeutic effects. Close to 40 percent stated that placebos could benefit patents physiologically as well as mentally.

Twelve percent of surveyed physicians think that placebos should be banned from clinical practice. Among the doctors who prescribed them, one in five said they outright lied to patients by claiming a placebo was medication. But more often the physicians came up with ways to explain like that “this may help you but I’m not sure how it works.”

The American Medical Association (AMA), the largest association of U.S. doctors and medical students, tells its members that “[p]hysicians may use placebos for diagnosis or treatment only if the patient is informed of and agrees to its use.” The research, published in Journal of General Internal Medicine this week, is the first major U.S. study of doctors on the use of placebos since 1979.

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