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By Ryan Pauline

During a tough economic time such as this it is quite easy for almost anyone to fall behind on their bills. House payments, car payments, insurance, gas and groceries, cable and internet, phone service, and many other responsibilities demand your time, attention, and money every single month. If you lose your job or insurance or you go through a stressful family emergency, you often have to choose which of these demands must be sacrificed in order to compensate for the adjustment. While most people can be prepared for these sudden occurrences no one is able to displace their responsibilities forever and eventually something will suffer too much and trouble will begin to brew.

If it is your home loan that you neglect for too long, the trouble you might face is foreclosure. Indeed, many banks and lenders will be forgiving if you work with them, communicate ahead of time, and establish a new plan but if you continue this pattern over a long period of time the results can be utterly disastrous. The bank may foreclose upon your property and, if you have exhausted their trust or every other option they have provided, they will no longer work with you to make the situation better.

In times like this it might feel like there is no hope. It may feel as though you will have to settle for whatever limited options the bank offers you. This does not have to be so, however, as it is quite likely that there are several options available to you that you just don’t know about. In order to find these options, though, you may have to begin enlisting the help of other professionals outside of those in your traditional banking circles. These financial professionals can, indeed, help you find something other than a short sale or a foreclosure.

It is important that you understand why you should pursue avenues other than a short sale and a foreclosure. Basically, all you really need to know about these things is that they will greatly negatively affect your credit. These are things that will not look good on your credit report. Foreclosure is a bit like bankruptcy and, essentially, involves the repossession of your property by the bank who issued your loan. A short sale is not much better in terms of credit but it also produces very little profit (if any) on the sale of your home, which does not necessarily improve your financial situation.

What you need, then, is a professional who is aware of other options. This is what you will find if you consult with the team at SellFastUSA. Developed by Allan Garfield, this company has been successful at selling homes for millions of people over the years. Garfield himself has 20 years of experience in the field while the team he has assembled and trained has 150 years of combined experience. With this experience they can help anyone sell a home in as little as 10 days with minimal paperwork, restoring peace of mind and, hopefully, financial stability.

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