good-buy-site.com

By Chris Chew

If you have read my previous articles about gaining weight, I talked a lot about building muscular weight from using proper workouts and consuming nutritional foods, but barely anything about supplements. This is because different people have different needs and ideas about consuming supplements. However, if you want to see better improvements and build bigger muscles, then you should consider the idea of supplementing your diet.

Firstly, if you want to gain muscle weight, you have to consume enough protein as protein is the basic muscle building food. The problem is that most people do not consume enough protein from their meals and many are afraid of eating too much red meat as the meats contain saturated fats which can make them fat or raise their cholesterol level.

That being the case, the alternative is to take protein supplements. There are many so called protein supplements in the market, but we will only dwell on the fundamentals which are enough to build your muscles. I am talking about whey protein and casein protein.

Whey protein has been around for ages and it is only in the last two or three decades that the value of whey protein has become more widely established, especially in the area of sports and bodybuilding nutrition. It is made up of essential and non-essential amino acids which are the building blocks for healthy bodies and its roles include repairing the body, build and repair muscles and bones, as a source of energy and the control of important processes in the body related to the human metabolism.

Commercial whey protein powders are made to be absorbed quickly into your bloodstream and thus are quickly used up by the body to repair your muscles after a bout of intensive workout. Thus most athletes and bodybuilders consume some whey protein before and after their workouts.

Casein protein works in a somewhat similar way as whey protein except that it is a slow release protein and it enters your bloodstream slowly. That is why casein protein is recommended to be consumed just before going to bed at night so that it can feed your body continuously throughout the night when you are sleeping and not eating anything.

If you are 30 years old and above, you may want to supplement your diet with testosterone and hgh human growth hormone enhancers. This is because as we age, these hormones decline correspondingly.

Why enhancer supplements? This is because hgh human growth hormone and testosterone replacement therapies are very expensive with many possible unwanted side effects and that is why they can only be administered by qualified medical doctors. Whereas the enhancers and made from usually traditional herbs which has virtually almost zero side effects and are readily available over the counter from your neighborhood drugstores. They are called enhancers because the supplement enhances our bodies to produce more of these hormones naturally.

Our bodies need testosterone and growth hormones to function properly and aids in the repairing of cellular tissues such as your muscles. Without these hormones, your muscle building effort will be greatly impeded. Furthermore, both these hormones have many more benefits including slowing down of your aging process, making you stronger, building up your immunity as well as giving you better sex drive and sexual enhancement effect amongst many other benefits.

So if you want to increase your muscle mass to put on weight, then the above are some weight gain supplements you may want to add to your diet and gym workouts to achieve your desirable weight and for optimal health and fitness.

About the Author: Chris Chew is a sought after fitness consultant who counts models, actors and other celebrities as his clients. If you really want to gain muscle weight, then read Weight gainer supplement and Hgh supplements

Source: isnare.com

Permanent Link: isnare.com/?aid=643015&ca=Wellness%2C+Fitness+and+Diet

Some people feel that customers are the lifeblood of our businesses. They even say that the customer may be the most important part of a business. There are some of us that would argue that their employees are the lifeblood of their business. For the record, I could argue for both sides. After all, you need employees of a company to make or do the stuff that customers buy. Without customers, you have no one to sell to. Without customers you don’t make money, you can’t keep people employed, and ultimately don’t have a company. Yes, customers are very valuable. But, let’s take this a step further.Have you ever thought about the financial value of your customer? Let me give you an example. Let’s say you own a grocery store. The average customer buys $50.00 of groceries each visit, and they visit the store twice a week for 50 weeks each year. In a year, the customer is worth $5,000.00. Let’s say the average customer moves every seven years, so over a period of seven years, the customer is worth $35,000.00. Wow!But there is more. You have to believe that if you do a good job, your happy customers are going to refer others to you, such as a new neighbor who just moved into the area. Conservatively, let’s say the average customer refers at least two new customers to you.These referrals don’t make the existing customer spend more, but they are worth at least $70,000.00 of new business. So, losing one customer can cost you over $100,000.00!($35,000.00 plus $70,000.00 worth of referrals)This type of reasoning applies to virtually any type of business. The important point here is to be able to see the big picture.If you are the grocery store owner and a customer complains about the steak they bought last week, give them their money back. And, don’t stop there. Give them some “free” steak for their next meal. It may cost you $10.00, but that is less than 1/100 of one percent of what the customer is ultimately worth.Every business has different numbers, but the principle still holds true. There will always be returns, refunds, complaints, etc., and by cheerfully taking care of them you build trust and customer retention. Even the people/customers whose problems you take care of, yet never do business with again, can be valuable.A few years ago I conducted public seminars. This seminar was very successful and problems were virtually nonexistent. However, at one seminar, halfway through the first day, a gentleman came up to me and said he didn’t want to attend the rest of the seminar. The program was not what he had thought it would be.He had spent a lot of money to attend the seminar, and was prepared to fight for his money back. I asked him if we could talk about this during our lunch break and he agreed.When we met, he gave me his reasons. Whether I agreed with him or not didn’t matter. I immediately offered to give him his money back. He was shocked. He didn’t think it would be so easy. He used words like honest and ethical to describe our company.A few weeks later we received a call from a potential customer. He was referred to us by the man who was unhappy with the seminar! And a few weeks after that he referred another customer. Our unhappy seminar attendee was sending us business!Finding the value of a customer is easy. What is the average sale per customer? How often does he/she buy? How long will a customer buy? Multiply those three together and you have the value of the customer.But, don’t forget the referral factor. Will the happy customer refer two, three, four or more customers to you? Multiply the value of your customer times the number of referrals. Now you will have a better understanding of the value of your customer.Taking care of customer problems doesn’t always mean giving money back. Sometimes problem solving needs creativity or just simple common sense.For example, my car had a problem and the warranty had just expired. I talked to the dealer and he fixed it without charging me – even though it was outside of the warranty period. Why? Because he knew the lifetime value of his customer far exceeded the very small cost of keeping me happy.Everyone in the organization should know the value of a customer. It will validate the importance of the employee and the decisions they make.

Submitted by: Rochelle Steelsen

There are people who enjoy collecting items which they like thus ending up having no place to keep them. With this, storage becomes a problem yet there are still ways to solve the problem.

Many people always want to acquire and purchase things that they think looks good and will have a use for them. For this love to acquire a number of items, many end up having too much that there is no place to keep them. Thus, storing the items becomes a stressful problem.

It is said that it is our nature to want to have many things and if this is not controlled, many become very greedy. Yet, one should remember that we cannot have everything we want. Even though many are aware of this, they still keep on accumulating items which they want. There will then come a time where you will realize that there are already a lot of items in your house which you really don t need. It may not be this time yet, but a time will come that one will end up like this if he don t control himself. In the case that you are now experiencing it, then it is time for you to have your priority.

Prioritizing can be hard for many because they are having a hard time giving up their possessions. Or maybe, some just can t decide which items to keep and which to give away. In the end though, one should decide. There are a lot of ways one can do in getting rid of excess items. Some donate it to those who will really need it. Some others even try to earn money from the items by having a garage sale. After the unneeded items are gone, then it is time for you to prioritize again.

This prioritization is in the sense where you need to decide which items are always being used and which are not. This process can be a way of storing items. Frequently used items and equipments should be placed on areas where they can easily be found for use and are within reach.

On the other hand, those items which are not used frequently can be stored in boxes and even under the cupboard where they can be easily located when the time comes that you will need them.

There may be items which you hardly use but are too expensive to give away. These items can be stored in places such as the attic, where they can be kept safe without getting damaged.

For bulky items which will take a long time before use can be placed outside the house. This is a very good idea to do especially if the items serve as a hindrance every time we do our daily chores.

For people who are having a hard time trying to figure out what to do to all of the excess items in the house, the above are some things you can do. Donating unneeded items or selling them through a garage sale can also be a good idea. There are also some easy storage tips that you can use. Yet, the best thing that you can do is to prevent the accumulation of a lot of items. You need to prioritize before purchasing an item.

About the Author: As a home owner and mother of two,Rochelle Steelsen has always appreciated good storage space.That s why she had her

California shed

buildings built by Quality sheds,a San Diego custom garage company.Quality Sheds gave Rochelle the

Los Angeles custom garage

, tailored sheds she desired, blending them with her home for good architectural aesthetics.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1139933&ca=Business

Once you reach level 50 and above in Cityville, you will no doubt of unlocked most buildings, housing and decorations, and will of probably completed most of the job mission requests giving to you, so you may be wondering what to do next with your city.

Well there are a few ways to go about playing Cityville and one of them is to turn your city into a goods producing capital. Producing tonnes and tonnes of goods and shipping them out to your neighbours to earn loads of gold coins for your cities bank balance.

How you do this is very simple, you start off by building a crop farming business by adding lots of storage buildings within the city, it is best to use either the barn or the sticks as your storage buildings for this process. Try to make sure you have a storage capacity of at least 3000 and above, so you can gather all your crops in one go.

Then you simply place loads of farming squares and plant pea crops up to the limit of your storage capacity which produce 155 goods every 3 days, and then its a case of waiting 3 days for the crops to ripen and become ready for harvesting.

While waiting for your crops to be ready for harvesting, it is also a good idea to build yourself quite a few piers by the coast to help bring in even more goods for selling to your neighbours. Simply place a pier and add 5 cargo ships around each of the piers, and then send them out to Rome Relics to collect 194 goods which usually takes 3 days. Incidentally placing piers adds 420 storage to your city’s overall storage capacity, so is a great building to construct within your city.

Once your pea crops are ready for harvesting and your cargo ships have returned and are ready to be unloaded, make sure you have enough energy and then start harvesting each crop and unloading every cargo ship and watch your overall citys storage counter fill with goods.

When you have harvested every pea crop and emptied every cargo ship, simply mouse click on the train station and then mouse click the sell goods tab, and sell your surplus goods to Charlieville which will earn you 600 gold coins for every 300 goods you sell. Make sure you don’t neglect the businesses within your own city and leave an adequate supply of goods to resupply every one of your businesses at least once.

Using this method every three days will bring in a good amount of gold coins, xp points and special items, so you can finally have enough gold coins to purchase those much sort after high rise and landmark buildings.

Article Source: sooperarticles.com/gaming-articles/computer-games-articles/how-turn-your-cityville-city-into-goods-producing-capital-279809.html

About Author:

Simon Ecclestone If you would like more hints and tips for playing Cityville, then head over to my website which gives unbiased reviews on the Top 3 Cityville Strategy Guides available.Author: Simon R Ecclestone

By Sean A. Kelly

Often people who have a second mortgage wonder if short sale is possible, because to deal with one mortgage is very challenging when finances are bleak. Throw in another mortgage, as if working one lender was not difficult enough, and to deal with a second mortgage short sale can magnify the frustration times two fold. Short sale is basically when the amount expected from the sale of the home is less than the balance owed on the mortgage and the mortgage lender is willing to accept the payoff. For the most part, the transaction can be a win-win situation. It helps struggling underwater borrowers avoid foreclosure on one hand, and on the other hand, the lenders loss are also minimized because the property is not a foreclosure. It gets complicated with second mortgage short sale as you need co-operation from both the first and the second lender.

Before we get in to the details about short sale, let us first remember that when you sell your house, the loans go with the house. So if they deed their house to someone else, the loans stay in place. A sale of a house does not affect the loans on that house. Short sale works because the lender agrees to release its claim on the house at the closing table. So the new buyer gets the house free from your mortgage. But if you have two mortgages, the short sale is much more complicated. You may have one lender who has agreed for short and the house will be sold and still have a second mortgage on it. The buyer of your house would want to be free of both your first and second mortgage.

Now the question is when you have two mortgages to deal with, how do you short sale?

Here are a few ways in which you can deal with your second mortgage.

Sometimes the lenders who made the first mortgage also make the second. You may ask the bank if they can allocate the short sale proceeds to release both loans. You may suggest buying out the second. The bank may show interest as they are in a position where they will get nothing if it goes into foreclosure. You can offer them a small amount assuming you have some cash. It may help, as after all, they are already prepared to be wiped out. If you are cracking a deal like this, make sure you get the arrangement in writing including how they will report to the credit bureaus as you would want to avoid foreclosure appearing in your records and also that they will not pull you in the courts for it. Finally, they should clearly mention that the amount paid is towards the full payment of the second mortgage and forever clearing the debt.

Another option is for those who don’t have the cash to buy out their second mortgage. You may suggest a deal to your second mortgage holder wherein, you would ask them to release the second mortgage in order to allow the short sale to go through and in return, you will sign a note for a percentage of that loan. Such a note is a personal loan, an unsecured loan, and would be dischargeable in bankruptcy. But if you can manage the payments, a good outcome is assured rather than tarnishing your credit report.

These options are worth considering if you want to do a short sale and avoid foreclosure with two mortgages to deal.

About the Author:

Second mortgage short salesecond mortgageMortgage

Source:

isnare.com

Permanent Link:

isnare.com/?aid=698950&ca=Finances